It’s important to choose the Pet Insurance cover that’s right for you. There are 6 levels of PDSA Petsurance cover to suit your pet's needs and your budget. Our Ultimate policies have been rated 5 out of 5 by Defaqto**

Take out PDSA Pet Insurance and you’ll enjoy a whole range of benefits.

  • Our Ultimate Plus policy offers ultimate peace of mind for the lifetime* of your pet, with £8,000 of vet’s fees included.
  • You can pay monthly on all our policies at no extra cost (0% APR).
  • To make your life easier, we can pay your vet direct (subject to availability).
  • Every policy gives you access to a range of helplines including PDSA petanswer™, our dedicated 24/7 advice helpline.
  • Every policy sold contributes to our life-saving work, caring for sick and injured pets across the UK.

Choose from 6 policies

Cover breakdown

Ultimate Plus

Lifetime policy*

£8,000 every year

5 star* rated policy

Your pet is covered for as long as they need the treatment

Ultimate

Lifetime policy*

£4,500 every year

5 star* rated policy

Your pet is covered for as long as they need the treatment

Advance Plus

Lifetime policy*

£3,000 every year

Your pet is covered for as long as they need the treatment

Advance

Lifetime policy*

£1,500 every year

Your pet is covered for as long as they need the treatment

Classic

Time limited policy

£2,000 per condition for 12 months

Each condition has a 12 month period of cover

Accident

Accident only~

£2,000 for each incident - accidents only

Your pet is covered for as long as they need the treatment~

Vets Fees £8,000 £5,000 £3,000 £1,500 £2,000 £2,000
Death from illness (dogs aged 9 and over & cats aged 11 and over excluded) £1,500 £1,000 £700 £500 £500 N/A
Death from accident/injury £1,500 £1,000 £700 £500 £500 £200
3rd party liability £1M £1M £1M £1M £1M £1M
Boarding fees £1,500 £1000 £700 £500 £500 N/A
Loss by theft or straying £1,500 £1000 £700 £500 £500 N/A
Advertising/reward £1,500 £1,000 £700 £500 £500 N/A
Holiday cancellation/curtailment £1,500 £1,000 £700 £500 £500 £250
Loss of Pet Passport £250 £250 £250 £250 £250 £250
Overseas travel 90 days 30 days 30 days 30 days 30 days 30 days
Emergency expenses abroad £150 £150 £150 £150 £150 £150
Quarantine expenses £150 £150 £150 £150 £150 £150
Excess £75 per condition per year £75 per condition per year £75 per condition per year £75 per condition per year £75 per condition per year £75 per incident per year
Co-insurance/additional expenses 10% 10% 10% 10% 10% 10%
Helplines, including PDSA petanswer™

PDSA Pet Insurance - For your pet's life

Policy wording

Download our policy wording for our Ultimate, Advance and Classic policies.

Download

Accident only

Download our policy wording for our Accident policy.

Download

Our guide

Pet insurance can be confusing - take a look at our pet insurance guide to help.

Download

*Lifetime policies cover your Pet’s treatment, for both illnesses and injuries, up to a single policy limit, for each policy year.  As long as your policy remains in force, your premiums paid up to date and the insurer invites renewal, there is no limit on how long you can claim for each illness or injury. Upon renewal, the policy limit is reset and available to claim again. Policy excesses will apply per condition, per year.

**Defaqto 5 Star rating applies to our Ultimate and Ultimate Plus policies only. Defaqto’s Star Ratings provide an independent assessment of the quality of financial products.

~As long as the policy remains in force, premiums are up to date and insurer invites renewal