Insurance for your cat or kitten

Cats are curious pets and like to explore. Should your cat run into trouble out and about, the last thing you want to do is worry about vet fees which is why it’s important to get them insured.

Why insure your cat or kitten with PDSA Pet Insurance?

We offer a range of policies to give PDSA Pet Insurance customers the confidence that their cat is covered no matter what.

  • Cats insured from eight weeks old.
  • There are a range of policies to suit every budget.
  • Pay monthly at no extra cost.
  • If you need to claim, PDSA Pet Insurance offers the choice pay your vet directly so you don’t need to worry about the bill.*
  • As a PDSA Pet Insurance customer, you’ll have access to PDSA Petanswer™ 24/7 for out of hours support when your local vet is closed.
  • Some policies help you cover the cost of a prescription diet for your cat.**
  • Lifetime policies cover conditions your pet develops while insured, for life.^
  • If your cat goes missing, some policies help with advertising and reward costs.
  • By purchasing a policy you are contributing to our life-saving work

You can see a breakdown of all the cover offered on the policy page. Remember to read your policy wording carefully so you know exactly what’s covered.

Did you know?

The unluckiest cats in 2019 were called Misty with the most claims made!~

Common conditions in cats and kittens

In 2019, PDSA Pet Insurance received over 1,300 cat related claims! Some of the most common conditions claimed for included:

  • Hyperthyroidism. When the thyroid gland produces too much hormone. If left untreated, an overactive thyroid could cause heart failure, blindness or even be fatal.
  • Urinary disorders. From struggling to go to the toilet to bladder stones – unfortunately there are a lot of disorders your cat could suffer from. You can read more on our PetWise Pet Health Hub.
  • Digestive disorders. From a mild tummy upset, to a food allergy. Our cats’ stomachs are very sensitive!
  • Cystitis. Some cats are prone to getting cystitis throughout their lives (this is called ‘feline idiopathic cystitis’). This is often linked to stress, so try to keep your cat as chilled out as possible!
  • Teeth/gum problems. Tooth problems are fairly common in cats as they get older – believe it or not, the best way to stop this is to brush your cat’s teeth! You can read more on dental problems in cats on our Hub.

You can read more about the top 10 conditions in pets, as put together by our vets!

Ginger cat asleep in cat bed

What doesn’t insurance cover?

While you're covered if your feline friend needs a trip to the vet, there are a few things insurance doesn't cover. This includes:

You’ll need to keep preventative treatments up-to-date, as they’ll help stop your cat from getting any preventable illnesses. If you’re worried about the cost, speak to your vet as they may offer a pay monthly package to cover these treatments.

*Subject to availability
**Defaqto 5* rating applies to Lifetime 5000 and Lifetime 8000
^Subject to lifetime policy renewal.
~Taken from PDSA data 2019

PDSA Petsurance is a trading name of Insurance Factory Limited, which is authorised and regulated by the Financial Conduct Authority (No. 306164). Registered in England and Wales Number 02982445. Registered Office: Markerstudy House, 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB.