Insuring your puppy
As a dog or puppy owner, you want the best for your furry friend. A big part of that is ensuring they stay happy and healthy. While we all hope our dogs will have a long life free of health issues, accidents and illnesses can happen when we least expect them, which is why dog and puppy insurance is important.
Insuring your dog with PDSA Pet Insurance not only protects your dog’s health, but it also protects you from having to pay for costly, unexpected vet fees. Get a quote in under three minutes.
Our puppy insurance policies
Puppy Insurance is covered under a PDSA Dog Insurance policy. There are two puppy insurance policy options with PDSA: Lifetime and Time-limited (12-month).
Lifetime policies
- Lifetime insurance for puppies covers vet fees for lifelong conditions, such as diabetes and epilepsy. It can also cover new illnesses and accidental injuries, if you renew your policy every 12 months. A Lifetime puppy insurance policy may be the more expensive policy, but it’s a good way to prevent high treatment costs for long-term illnesses or conditions that could develop as your dog gets older.
Time-limited (12-month) policies
- Time-limited puppy insurance covers your vet fees for accidents or illnesses up to a maximum of 12 months, or up to the financial amount you choose. After you’ve finished the 12 months of cover, or have reached the financial limit, your puppy insurance will no longer cover the condition or illness you claimed for. This cover is often cheaper than Lifetime insurance and is a good option for short-term illnesses or accidents.
Once your puppy is eight weeks old, you can insure them with PDSA Puppy Insurance. Your puppy will be covered for as long as you renew your policy.
By taking out a PDSA Puppy Insurance policy for your dog, you’ll also be supporting our life-saving charity work. Every PDSA Puppy Insurance policy sold helps us provide essential treatment for sick and injured pets across our Pet Hospitals. (Our puppy insurance is covered under our dog policy).
How much does puppy insurance cost?
The cost of puppy insurance varies depending on your pet’s specific needs, such as their age, breed, and the policy you choose. For an exact price that fits your budget and needs, get a personalised quote in just three minutes.
Pet insurance for multiple puppies
Managing multiple pet insurance policies can be difficult. Save yourself the trouble and manage all your pets’ policies in one place with PDSA’s Insure Hub.
Is pet insurance worth it for a puppy?
Many people choose to get insurance for puppies as soon as possible, so they are covered financially should the worst happen. Puppies do tend to be generally quite healthy, but future illnesses or accidents can happen at any time.
While they are young, puppies can be prone to health problems including:
If you’re looking for more information on pet insurance, find more about insuring your dog here. Puppy insurance is covered under our dog policy.
What age can you insure a puppy from?
You can take out a PDSA Puppy Insurance policy once they’re eight weeks old. Your puppy will be covered under a PDSA Dog Insurance policy. Once your puppy is insured, you can carry on their cover for their lifetime, granted that you renew your policy every year.
Every puppy insurance policy sold contributes to our life-saving charity work, which helps pets like Winnie.
Meet Winnie
When five-month-old pup, Winnie, arrived at her local PDSA Pet Hospital, her heart was beating dangerously fast. The vet team discovered a serious heart defect that required urgent, complex surgery. Without the valuable care and support from PDSA vets and nurses, Winnie might not be here today.
Frequently asked questions about puppy insurance
- What age can you insure a puppy?
- Is pet insurance worth it for a puppy?
- When should I insure my puppy?
- What does puppy insurance cover?
- How much is puppy insurance per month?
- What is puppy insurance?
- What is the purpose of pet insurance?
- Will my puppy’s breed affect the cost of pet insurance?
You can insure your puppy from eight weeks of age with PDSA Puppy Insurance. Once your puppy is insured, you can carry on their cover for their lifetime, granted that you renew your policy every year.
Most young dogs and puppies are often quite healthy, but illnesses or unexpected accidents can happen at any time. Many choose to insure their puppy as soon as possible, so they are covered from unexpected vet bills, should the worst happen.
You can insure your puppy with PDSA Pet Insurance as soon as they reach eight weeks of age. You can carry on their cover for the rest of their life if you continue to renew your policy every year.
PDSA Puppy Insurance covers a variety of things including:
- MRI costs
- CT scan costs
- Complementary therapy
- Physiotherapy
- Overseas veterinary treatment
- Dental crowns, root canals and fillings
- Death from illness, accident or injury
- Theft or straying
- Holiday travel cover
However, it’s worth noting that pet insurance does not cover preventive treatment, such as vaccinations or routine check-ups. Contact your vet practice to find out the cost of these. (Note: Our puppy insurance is covered under our dog policy).
The cost of puppy insurance will vary depending on your policy, your dog’s age, breed, and health. Get a puppy insurance quote in under three minutes for a more accurate cost.
Puppy insurance is a type of health coverage for young dogs that helps you pay for unexpected veterinary bills, such as injuries from accidents or illnesses. For example, if you suddenly find that your puppy is unwell with a new condition that you’ve never seen before, you should be able to claim back the costs of vet fees. Find out more about pet insurance here.
The purpose of pet insurance is to reduce financial pressures on pet owners who are responsible for ensuring their pet receives vet care if they become sick or injured. Pet insurance can support you should you need to pay for any unexpected vet bills. Find out more about pet insurance.
Yes, your puppy’s breed will affect the cost of pet insurance. This is because certain breeds are predisposed to certain health conditions.
For example, flat-faced dog breeds, such as Pugs or French Bulldogs, tend to have breathing issues due to their shorter snout. They tend to need to see the vet more often, meaning that insurance premiums can be more for these breeds than others.
Get a puppy insurance quote in under three minutes for a more accurate cost.
Learn more about how to care for your puppy
PDSA Trading Limited is an introducer appointed representative of Pinnacle Insurance ltd which is authorised by the Prudential Regulatory Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (register number 110866). Registered Office: 4th Floor, Limelight, Elstree Way, Borehamwood, Hertfordshire, WD6 1JH. PDSA Pet Insurance is a trading style of and arranged, administered & underwritten by Pinnacle Insurance ltd. PDSA Trading Limited and Pinnacle Insurance ltd are not part of the same corporate group.